Our Team

Michael Miller

Founding Partner | mmiller@ozecapital.com

Michael spent 24 years in institutional bond trading, specifically agency mortgage backed securities. He started as a trading assistant, then advanced to a line level trader, and ultimately became a Managing Director and Business Manager. He spent 10 years at Prudential Securities and 14 years at Bank of America. Michael made his career by focusing on less traveled real estate-collateralized products that offered the best relative value. He prided himself on the business’ overall profitability, effective capital allocation, and partnering with strategic customers. This helped him run one of the most successful Agency Mortgage Trading desks in his industry during his tenure. During his last 10 years at Bank Of America, Michael’s business was responsible for over $2 billion in revenue, with a peak of $700 million in a single year. Michael’s strengths are understanding risk, making prudent investment choices, formulating and marketing the best business opportunities, and fostering a fertile business environment.

Most recently, Michael has dedicated his time to running a team focused on investing his family’s finances. This new path has included exploring any investment opportunities that fit with an investment thesis that emphasizes capital preservation and cash flow. The breadth of the opportunities explored have been extensive but have had a general focus on real estate deals. Investments have also included sports management, digital marketing, solar credits, the marijuana industry, and legal recovery. During this time, he has invested over $30 million of friends and family money in dozens of opportunities, and will look to continue in a more formal structure going forward.

Michael graduated from the Honors Program at Rutgers College with a B.A. in Economics. He also was a Henry Rutgers Scholar and was a Rhodes Scholar Finalist. Michael played on the men’s soccer team at Rutgers that reached the NCAA final four and finals in 1989 and 1990.

Loukas Theodorou

Junior Partner | ltheo@ozecapital.com

Loukas joined OZE Capital in 2018, bringing real estate experience and quantitative abilities to the team. He focused on mortgage analysis, revenue modeling, and cash flow analysis as a member of Morgan Stanley’s Strats and Modeling team. Loukas also has experience with short term rental management and marketing and owns multiple Baltimore properties.

Loukas has a B.S. in Business Management and an Economics minor from Bucknell University and earned his MBA at UVA’s Darden School of Business.

Amy Leibel

Bookkeeper | aleibel@ozecapital.com

Joshua Zymet

Analyst | jzymet@ozecapital.com

Joshua joined OZE Capital in 2021, from Syracuse University. He has a B.S. in Finance and Real Estate from the Martin J. Whitman School of Managment.